Types of Insurance
Automobile Insurance - is probably the most common form of insurance and may cover both legal liability claims against the driver and loss of or damage to the insured vehicle itself.
Aviation Insurance - insures against hull, spares, deductible, hull war and liability risks.
Boiler Insurance - insures against accidental physical damage to equipment or machinery.
Builder’s Risk Insurance - insures against the risk of physical loss or damage to property during construction.
Business Insurance - can be any kind of insurance that protects businesses against risks.
Casualty Insurance - insures against accidents, not necessarily tied to any specific property.
Credit Insurance - repays some or all of a loan back when certain things happen to the borrower such as unemployment, disability or death.
Crime Insurance - insures the policyholder against losses arising from the criminal acts of third parties.
Crop Insurance - to reduce or manage various risks associated with growing crops.
Directors and officers liability insurance - protects an organization (usually a corporation) from costs associated with litigation resulting from mistakes incurred by directors and officers for which they are liable.
Disability Insurance - policies provide financial support in the event the policyholder is unable to work because of disabling illness or injury.
Total Permanent Disability Insurance - provides benefits when a person is permanently disabled and can no longer work in their profession, often taken as an adjunct to life insurance.
Expatriate Insurance - provides individuals and organizations operating outside of their home country with protection for automobiles, property, health, liability and business pursuits.
Financial Loss Insurance - protects individuals and companies against various financial risks.
Health Insurance - policies will often cover the cost of private medical treatments if the National Health Service in the UK (NHS) or other publicly-funded health programs do not pay for them.
Liability Insurance - is a very broad superset that covers legal claims against the insured. Many types of insurance include an aspect of liability coverage.
Life Insurance - provides a monetary benefit to a decedent’s family or other designated beneficiary, and may specifically provide for burial, funeral and other final expenses.
Locked Funds Insurance - is a little-known hybrid insurance policy jointly issued by governments and banks.
Marine Insurance -cover the loss or damage of ships at sea or on inland waterways, and of the cargo that may be on them.
No-Fault Insurance -is a type of insurance policy (typically automobile insurance) where insureds are indemnified by their own insurer regardless of fault in the incident.
Nuclear Incident Insurance - covers damages resulting from an incident involving radioactivive materials and is generally arranged at the national level.
Insurance Books
Insurance News
- Do I tell insurers about cancelled policies? 1 Sep 2010
I had a policy cancelled by Saga because of an error in my document wording - do I have to disclose this to new insurers? - Insurer aims to protect at risk home owners 23 Aug 2010
A new home insurance service was launched today which aims to provide cover for the 15% of people who are often rejected by other insurers… - How we snared crash insurance fraudsters 21 Aug 2010
A journey from hospital saw pensioners Alma and Eric Gallanders become one of 700 victims of one of Britain’s biggest insurance frauds… - Pet owners ditch vet insurance as costs soar 18 Aug 2010
The cost of pet insurance has rocketed by 28% in just two years, forcing many households to abandon protection for their beloved cats and dogs…
